We are trying to get out of debt….we see all sorts of reasons it might not work, but we are trying to be optimistic that we can be debt-free!ร‚ย  We are following Dave Ramsey’s baby steps.ร‚ย  Baby step #1 (emergency fund) is done and baby step #2 (snowballing your debt) is in progress! ๐Ÿ™‚

Project 365 รขโ‚ฌโ€œ Day 68, 297 to go!